A Simple Bare-Bones Budget

In the uncertainty of the current times, I’ve been so grateful that we have been tracking our expenses so diligently since at least 2014. Thanks to this habit, we have a pretty good idea of a simple bare-bones budget that we could implement by reducing certain expenses that we consider as discretionary expenses should we […]

Trying to Cope through a Pandemic

When the pandemic started, I initially thought that we would be like frogs in a boiling pot. Slowly getting used to this crisis and finding a new normal, not perceiving the danger of slowly getting cooked.  Looking back 4 months later, I’m not sure if I was right or not. I still feel like there […]