First Steps Challenge - Modest Millionaires

Know your numbers. Clarify the life you want. Build your vision.

Sign-Up for the 8 Weeks Your First Steps to Financial Freedom Course.

To find out if this program is the right fit for you:

The course is officially available for you to start now!

Hi. I’m Mel! Over the last decade, I embarked on my own financial independence journey. At a certain point, I realized that pursuing financial independence didn’t mean that I had to sprint toward the FI finish line.

The financial freedom I built as I worked toward financial independence allowed me to start a business and eventually leave my 9-to-5 and transition to a semi-retired lifestyle before reaching full FI.

Most importantly, making this leap into semi-retirement will not compromise my goal of reaching FI (and retiring early, if I decide I want to). Even with this change, I am currently on track to reach full FI by my mid-40s.

A program to get off to a great start

My goal in creating this course is to put together the types of tools and resources that I would have loved to have early on my own journey!

Throughout the last 6 years of running my business as a financial coach, I’ve had the pleasure of working with many clients in their journey towards financial independence.

I got to see the unique challenges my clients face in taking their first steps towards financial freedom and the life they want.

Do you feel like you've faced some of these obstacles in taking your first steps towards your financial freedom?

Difficulty identifying what their spending will be once they reach FI.
Lack of clarity surrounding their present financial numbers.
Inability to pinpoint their FI number.
Unawareness of the options that exist to utilize the freedom along the journey.
Challenges in maintaining good financial habits through demanding periods.
Misalignment between the plan and the things they value most.
Absence of shorter or longer term planning.

Does crafting a concrete plan to reach FI result in fear, stress, and anxiety?

Are you afraid that you don’t have the knowledge, skills, money or confidence to create a path that works for you?

Don’t waste any more precious time not taking action on creating your FI plan or better adapting it to your needs because you:

Imagine a path to FI where:

You know exactly what your ideal life looks like
You’ve identified how much you need to financially support this life
You have a clear plan to make progress on your financial goals
You gradually adapt your situation to increase your satisfaction along the way

You have what it takes to implement your first steps towards your financial freedom.

An 8-modules course to help you take your first steps towards your financial freedom.

In this Your First Steps to Financial Freedom Course, I share my best tools and resources to help you:

Clarify the type of life you want your finances to support.
Know the portrait of your present financial numbers
Understand the gaps between your current situation and your financial goals.
Take action on your first steps towards your financial independence and create your plan to make progress on these over the next year.

Over the course of 8-weeks, you’ll receive weekly accountability emails to guide you through the reflections and exercises to support your progress.

Here's What You'll Get When You Sign-Up

$ 149

8 Modules Online Course with Video Instructions
A Complete Virtual Workbook to Support Your Progress
Spreadsheet Template to Know Your Numbers
Exercises to Guide you to Implement Important Financial Habits
Access to Mel by Email for the Duration of the Course
Pre-enrollment Opportunities for Individual Coaching

To find out if this program is the right fit for you:

About Your Instructor

Mel is a financial coach. She is an expert in helping individuals, couples and families pay off debt, create budgets, and design their own financial independence roadmaps.

Over the last decade, her own family progressed from a negative net worth to achieve over 80% of their target financial independence number. Mel considers that she has already built her ideal life, working only 20 hours per week on her passion business and less in the summer, allowing her plenty of space to balance out the things that matter most to her.

In her financial coaching, she utilizes the skills and knowledge from her trilingual Bachelor’s degree in Business Administration and career as a Senior Business Analyst in the Canadian Federal Government. She has a compassionate and positive approach to finances to facilitate optimal learning and sustainable progress.

I created the Your First Steps to Financial Freedom Course to help you avoid the mistakes I've made early in my journey!

After discovering FIRE in 2012, I was deeply motivated to make it work for me and my family so I threw myself into crafting a plan with a lot of excitement.

Yet, my initial excitement was misguided. My first years were spent looking for the ultimate frugality tip and searching for the optimal investment strategy.

I focused on the wrong steps, spending a lot of time learning about subjects that have done very little to propel me forward on this journey.

What made the biggest difference is that I began paying closer attention to what my finances needed to look like to support the life I want. I started to reach out to others on this path for support and took in the lessons they had learned along their own journey.

After that shift, it didn’t take long for my path to start to merge into this ideal life even before reaching my full financial independence.

I want you to avoid the cost of misguided first steps towards FI

You don’t need to spend hours of your time learning about useless and complex strategies. There is no reason for you so feel anxious and stress at not doing frugality the right way.

This course will allow you to discover the simple steps that will help you make progress sooner and more consistently.

You’ll be able to adapt your plan in a way that will bring your more happiness along the journey.

You have what it takes to implement your first steps towards your financial independence

Are you ready to invest in learning about the first steps that will help you start making concrete progress towards your own financial freedom?

Thanks to this course, you’ll be saving hours of time by not having to do research on complex “get to FIRE quickly” strategies that will do little to propel you forward on this journey. You’ll find new ways of reducing your spending thanks to clarity on what brings true and sustainable value in your life, quickly making up for this small investment.

Anyone can benefit from the knowledge of someone who’s been through this and has seen many others adapt their plans for a journey that brings them more satisfaction.

Join me in this 8 weeks Your First Steps To Financial Freedom Course for a ton of helpful resources to kickstart your own journey to FI!

Here's What You'll Get When You Sign-Up

$ 149

8 Modules Online Course with Video Instructions
A Complete Virtual Workbook to Support Your Progress
Spreadsheet Template to Know Your Numbers
Exercises to Guide you to Implement Important Financial Habits
Access to Mel by Email for the Duration of the Course
Pre-enrollment Opportunities for Individual Coaching

To find out if this program is the right fit for you:

"What a refreshing take on FIRE that brought back the focus on asking myself what I truly want on this journey! I was already pretty advanced in my own trajectory but this was such a motivational and helpful experience. I feel that the tools allowed me to build up concrete ways of reaching my objectives. This course greatly spoke to me and will serve to get me ahead on my own goals."

“I loved how you structured the course. I am launching into 2021 with such a solid base. I believe my progress will be much more significant than in previous years!"

“I’m a mother of three with the goal of achieving financial independence. I’ve completed this course and have gained a lot of new knowledge. I am more familiar with the FIRE movement and the different FI paths that can allow me to spend more time with my children along the way. I’ve used the resources provided by Mel to find out where I stand with my current numbers. Thank you very much for all this great work!”

Through this course: “I’ve better defined my objectives and the ways to reach them.” “Increased my awareness surrounding impulsive spending.”

“I now have a common plan with my partner with him heading towards full FI and myself towards Coast FI.” “I was able to better include my girlfriend in discussions around finances. It is much more harmonious to do so when following examples like yours.”

“I have been working with Mel for about 3 months and have found the process very beneficial, enlightening, and calming. Mel is incredibly accepting, understanding, and skilled with the process - no shame or judgment involved!”

"In only 3 sessions, I’ve discovered opportunities that I would have otherwise ignored as you push me to reflect about the things that matter. It’s strange to put myself forward, but you encourage me to do it continuously and the benefits have already changed my life for the better. ”

Curious about coaching but not sure how to get started?

Schedule your FREE 30-min intro call with Mel to see if financial coaching is the right fit for you: