Hi, I’m Mel — Financial Coach & Slow FI Strategist

I help ambitious, values-driven individuals and families design a financial life rooted in freedom, balance, and joy.

I started Modest Millionaires to share my family’s journey toward financial independence—and over time, it’s become so much more than a blog.

After a decade working as a senior business analyst in the federal government, I realized that building financial freedom didn’t have to mean racing to the finish line. With two young kids and a deep desire for balance, I chose to pursue Slow FI: aligning our money with our values to create more time, space, and calm along the way.

Now, I coach individuals, couples, and families to do the same—helping them gain clarity, reduce stress, and create sustainable systems so they can live fully today while building long-term security.

You Don’t Have to Choose Between Living Well Now and Planning for the Future

The financial world often makes things feel complicated and rigid—but real progress happens when your plan reflects who you are and what matters most.

Whether you’re overwhelmed by competing priorities, unsure how to get your partner on board, or simply tired of juggling all the mental load alone, I’m here to help you cut through the noise.

I believe in compassionate, shame-free financial support that simplifies the path forward—and gives you tools you’ll actually want to use.

More About Me

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