Talking openly about my Financial Independence Plan
For the first time, I talked openly with close friends about our plans to have the option to retire in our mid-thirties. I did highlight caveats and defined it as the fact that we are saving enough to technically create our own “retirement fund“ allowing us to be free to do whatever we want to […]
Changes Ahead at Work
I received the news this week that a big change was imminent in my work organization: my current manager will be moving to another role. I’m normally not that worried about changes happening at work yet this one is different. During these last few years on our journey to reach financial independence, I’ve been focusing […]
Reach Your Goals When Life Gets Chaotic
Life as a parent is often hectic and the circumstances can make it difficult to stay motivated to reach your goals and financial objectives. Add in work, side-hustles, projects, caring for pets, maintaining our living space and all the rest of these things that need our attention, and it honestly gets barely manageable. You feel […]
Mindful Holiday Spending
With one kid’s birthday just around the corner, then followed by Halloween, it sounds like this is the perfect time to reflect on ways to plan more mindful holiday spending. This was one of our spending objectives for 2019 and as we enter the 4th quarter of the year, time to plan ahead to reach […]
Know your optimal working conditions
In my quest to increase my happiness at work, I’ve realized that an important component of becoming better at my job is dependent on my working conditions. The main way for me to have some control and influence over these conditions is to develop skills to communicate my value and needs efficiently to my employer. […]
My First FinCon Experience : Thoughts and Emotions, So Many Emotions!
A little less than a year ago, I did a crazy thing. I bought a ticket to go to FinCon19 without any idea if I could or would attend. You see, I had just recently started interacting with the personal finance community on twitter and FinCon18 was going down and seemed amazing. I watched on […]
Planning : A Helpful Tool to Reach your Goals
Life as a parent is often hectic, busy and messy yet filled with love. In such circumstances, it can easily get difficult to stay motivated to reach your goals. It seems there is always something to do, a subject to be researched, a toy to be found, a snack to be prepared, and quite honestly, […]
Mid-2019 Spending & Investments Review
With June already a full month behind us, it’s the perfect time for a mid-year review of the Modest Millionaires family progress in terms of spending and investments for 2019. Overview of our objectives for 2019 spending For 2019, in our 2018 spending & investment review we set a target level of annual spending of […]
Accepting the Boring Parts of the Financial Independence Journey
It’s the third time I’ve checked the spreadsheet today, tweaking a few numbers here and there, but nope, not much of a difference on our timeline towards our financial independence. This usually hits during a more boring workday, or when I’m stuck in procrastination mode. Thankfully, with time, I’ve gotten much better at noticing and […]
Money Anxiety Ladder
Anxiety about money should be pretty low at the point where we are on our journey, however I continue to encounter it in different circumstances. The amazing Kara owner of Bravely Go and co-host of the wonderful Fairer Cents podcast has a great description of financial anxiety in her article entitled : I’m a Finance […]
