Quantifying your dreams to make them happen

Oftentimes, people skip over a very important step in achieving their goals: that of quantifying your dreams to make them happen. They may start first with the tough work of listing out their vision but stop themselves when it comes to adding the details necessary to clarify it further in a measurable way. If we […]

Planning a Sabbatical

Those who have been following my journey know that back in late 2020, I decided to plan a 1 year sabbatical to test Coast FI. It took months of deliberate planning in order to get to a place where I felt comfortable with this drastic change in our journey. Afterall, Mr.Mod and I were only […]

Keeping deprivation away on the Journey to FI

You’ll often hear people claim that they have never felt deprivation on the journey to financial independence (FI). Especially from those aiming for financial independence, retire early (FIRE) because the extreme versions of it are what is more often portrayed by the media. I myself have often written about our continuous efforts to enjoy the […]

Surround Yourself With Inspiration

The more you surround yourself with inspiration, the more opportunity you find to make progress with your goals and stay accountable. Inspiration can come in many forms. Essentially it represents examples highlighting how others have accomplished goals you want to achieve or surrounding yourself with people, who, in your eyes, behave in inspiring ways. This […]

Mindful Holiday Spending

With one kid’s birthday just around the corner, then followed by Halloween, it sounds like this is the perfect time to reflect on ways to plan more mindful holiday spending.  This was one of our spending objectives for 2019 and as we enter the 4th quarter of the year, time to plan ahead to reach […]

Mission : Reduce our Grocery Spending

Frugality is similar to mindfulness, you can easily lose it for a while especially with the busy way we live today, but fortunately, it’s always possible to regain your sense of frugality by bringing your attention to the appropriate things in your life. In our case, our grocery spending has been steadily increasing since 2014 […]

My Frugal Pregnancy

I discovered during my two pregnancies, that there is whole world of advertising and products marketed directly to pregnant women. It’s possible to have a frugal pregnancy even with all that advertising geared towards you. From fashionable maternity wear, to maternity photo shoot, books and birthing programs, as well as exercise programs for expecting and […]

The Wealth of Simplicity

Have you ever questioned your spending? Ultimately, the real reason we spend money is to find a certain quantity of happiness. I’m not talking about the momentary happiness that the purchase of a piece of clothing or the latest popular electronic gadget will bring you but real happiness, from what we consider that this purchase […]