{"id":5795,"date":"2025-07-09T09:21:34","date_gmt":"2025-07-09T09:21:34","guid":{"rendered":"https:\/\/modestmillionaires.com\/progres\/"},"modified":"2025-10-01T07:19:47","modified_gmt":"2025-10-01T07:19:47","slug":"progres","status":"publish","type":"page","link":"https:\/\/modestmillionaires.com\/fr\/progres\/","title":{"rendered":"Progr\u00e8s"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5795\" class=\"elementor elementor-5795 elementor-1049\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b0f1a2 e-flex e-con-boxed e-con e-parent\" data-id=\"9b0f1a2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6769ad7 e-con-full e-flex e-con e-child\" data-id=\"6769ad7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e0c5fe3 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e0c5fe3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Nos progr\u00e8s en mati\u00e8re d'ind\u00e9pendance financi\u00e8re<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f333aae elementor-widget elementor-widget-heading\" data-id=\"f333aae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Retour sur les chiffres<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42f660a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"42f660a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Avant de lancer Modestes Millionnaires en tant que cabinet de coaching, ce blog a d&rsquo;abord \u00e9t\u00e9 un moyen de suivre notre parcours personnel vers l&rsquo;ind\u00e9pendance financi\u00e8re. Au cours de ces premi\u00e8res ann\u00e9es, nous partagions des chiffres d\u00e9taill\u00e9s sur la croissance de nos investissements, nos d\u00e9penses et nos objectifs de planification \u00e0 long terme. <br><br>Nous ne mettons plus activement \u00e0 jour cette page, mais nous l&rsquo;avons conserv\u00e9e comme r\u00e9f\u00e9rence pour les lecteurs int\u00e9ress\u00e9s par notre voyage en temps r\u00e9el.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31ec370 elementor-position-left elementor-widget__width-initial elementor-mobile-position-left elementor-widget-mobile__width-inherit elementor-hidden-mobile elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"31ec370\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><path d=\"M22.5844 17.9981L15.5194 5.01072C14.3843 3.09975 11.6172 3.09721 10.4806 5.01072L3.41589 17.9981C2.2555 19.9508 3.66039 22.4235 5.93472 22.4235H20.065C22.3375 22.4235 23.7448 19.9528 22.5844 17.9981ZM13 20.0797C12.354 20.0797 11.8281 19.5539 11.8281 18.9079C11.8281 18.2619 12.354 17.736 13 17.736C13.646 17.736 14.1719 18.2619 14.1719 18.9079C14.1719 19.5539 13.646 20.0797 13 20.0797ZM14.1719 15.3922C14.1719 16.0383 13.646 16.5641 13 16.5641C12.354 16.5641 11.8281 16.0383 11.8281 15.3922V9.53287C11.8281 8.88686 12.354 8.361 13 8.361C13.646 8.361 14.1719 8.88686 14.1719 9.53287V15.3922Z\" fill=\"#1E1E1E\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCe billet fait partie de notre parcours de blogage ant\u00e9rieur et n'est plus mis \u00e0 jour. Il a \u00e9t\u00e9 republi\u00e9 en tant que ressource patrimoniale \u00e0 des fins de transparence et de mise en contexte. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7734b80 e-con-full e-flex e-con e-child\" data-id=\"7734b80\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0104168 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-image\" data-id=\"0104168\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"477\" height=\"372\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Transparency.webp\" class=\"attachment-large size-large wp-image-5799\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Transparency.webp 477w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Transparency-300x234.webp 300w\" sizes=\"(max-width: 477px) 100vw, 477px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4269dc6 elementor-position-left elementor-widget__width-initial elementor-mobile-position-left elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"4269dc6\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><path d=\"M22.5844 17.9981L15.5194 5.01072C14.3843 3.09975 11.6172 3.09721 10.4806 5.01072L3.41589 17.9981C2.2555 19.9508 3.66039 22.4235 5.93472 22.4235H20.065C22.3375 22.4235 23.7448 19.9528 22.5844 17.9981ZM13 20.0797C12.354 20.0797 11.8281 19.5539 11.8281 18.9079C11.8281 18.2619 12.354 17.736 13 17.736C13.646 17.736 14.1719 18.2619 14.1719 18.9079C14.1719 19.5539 13.646 20.0797 13 20.0797ZM14.1719 15.3922C14.1719 16.0383 13.646 16.5641 13 16.5641C12.354 16.5641 11.8281 16.0383 11.8281 15.3922V9.53287C11.8281 8.88686 12.354 8.361 13 8.361C13.646 8.361 14.1719 8.88686 14.1719 9.53287V15.3922Z\" fill=\"#1E1E1E\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCe billet fait partie de notre parcours de blogage ant\u00e9rieur et n'est plus mis \u00e0 jour. Il a \u00e9t\u00e9 republi\u00e9 en tant que ressource patrimoniale \u00e0 des fins de transparence et de mise en contexte. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02dbdca e-flex e-con-boxed e-con e-parent\" data-id=\"02dbdca\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-425db37 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"425db37\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-218f3cc elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"218f3cc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"373\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4972.svg\" class=\"attachment-large size-large wp-image-5796\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e135d50 e-con-full e-flex e-con e-child\" data-id=\"e135d50\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1013c3a elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1013c3a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Notre objectif<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-348f487 elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-widget elementor-widget-image\" data-id=\"348f487\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"373\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4972.svg\" class=\"attachment-large size-large wp-image-5796\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7414d3b elementor-widget__width-initial financial-text-main elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"7414d3b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Notre plan initial \u00e9tait d&rsquo;atteindre l&rsquo;ind\u00e9pendance financi\u00e8re en 2025, en couvrant nos d\u00e9penses avec un taux de retrait s\u00fbr de 4 %. Nous avons calcul\u00e9 un nombre cible de FI et suivi la croissance de nos investissements en tant que pourcentage de cet objectif. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bc367ef e-flex e-con-boxed e-con e-parent\" data-id=\"bc367ef\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bb10a4 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2bb10a4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">R\u00e9sum\u00e9 des progr\u00e8s de l'IF (au niveau des m\u00e9nages)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eecf86 elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"4eecf86\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n  .table-wrapper {\r\n    width: 100%;\r\n    overflow-x: auto;\r\n  }\r\n\r\n  .fi-table {\r\n    width: 100%;\r\n    border-collapse: collapse;\r\n    font-family: 'Work Sans', sans-serif;\r\n    text-align: center;\r\n    min-width: 600px; \/* optional, keeps structure during scroll *\/\r\n  }\r\n\r\n  .fi-table thead th {\r\n    background-color: #0d3a47!important;\r\n    color: #fff;\r\n    padding: 26px;\r\n    font-size: 20px;\r\n    font-weight: 500;\r\n    font-style: normal;\r\n  }\r\n\r\n  .fi-table td,\r\n  .fi-table th {\r\n    border: 1px solid #6CA6C1;\r\n    padding: 26px;\r\n    background-color: #F3FCF9 !important;\r\n    color: #1E1E1E;\r\n    font-size: 16px;\r\n  }\r\n\r\n  .fi-table tbody tr:nth-child(even) td {\r\n    background-color: #Fff !important;\r\n  }\r\n\r\n  @media only screen and (max-width: 767px) {\r\n    .fi-table thead th {\r\n      padding: 12px !important;\r\n      font-size: 16px !important;\r\n    }\r\n\r\n    .fi-table td,\r\n    .fi-table th {\r\n      padding: 12px;\r\n      font-size: 14px;\r\n    }\r\n  }\r\n<\/style>\r\n\r\n<div class=\"table-wrapper\">\r\n  <table class=\"fi-table\">\r\n    <thead>\r\n      <tr>\r\n        <th>Mois\/ann\u00e9e<\/th>\r\n        <th>Objectif (% de l'IF#)<\/th>\r\n        <th>R\u00e9el (% de l'IF#)<\/th>\r\n        <th>Notes<\/th>\r\n      <\/tr>\r\n    <\/thead>\r\n    <tbody>\r\n      <tr>\r\n        <td>Janvier 2015<\/td>\r\n        <td>19%<\/td>\r\n        <td>21%<\/td>\r\n        <td><\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Janvier 2016<\/td>\r\n        <td>24%<\/td>\r\n        <td>23%<\/td>\r\n        <td><\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Janvier 2017<\/td>\r\n        <td>36%<\/td>\r\n        <td>34%<\/td>\r\n        <td>Remboursement de notre pr\u00eat hypoth\u00e9caire<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Juillet 2017<\/td>\r\n        <td>39%<\/td>\r\n        <td>28%<\/td>\r\n        <td>Maison enti\u00e8rement pay\u00e9e<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Janvier 2018<\/td>\r\n        <td>42%<\/td>\r\n        <td>36%<\/td>\r\n        <td><\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Janvier 2019<\/td>\r\n        <td>49%<\/td>\r\n        <td>39%<\/td>\r\n        <td><\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Juillet 2019<\/td>\r\n        <td>52%<\/td>\r\n        <td>51%<\/td>\r\n        <td><\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Janvier 2020<\/td>\r\n        <td>56%<\/td>\r\n        <td>61%<\/td>\r\n        <td><\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Juillet 2020<\/td>\r\n        <td>60%<\/td>\r\n        <td>70%<\/td>\r\n        <td><\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Janvier 2021<\/td>\r\n        <td>64.5%<\/td>\r\n        <td>81.4%<\/td>\r\n        <td><\/td>\r\n      <\/tr>\r\n    <\/tbody>\r\n  <\/table>\r\n<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4d4365 elementor-widget elementor-widget-text-editor\" data-id=\"d4d4365\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><i>Note : Nous n&rsquo;avons jamais inclus la valeur de notre maison dans nos actifs d&rsquo;investissement lors du suivi de la progression de l&rsquo;IF.<\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-05ae4c4 e-flex e-con-boxed e-con e-parent\" data-id=\"05ae4c4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-697d75e elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"697d75e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">R\u00e9partition du portefeuille individuel (\u00e0 partir de 2021)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b1fea7 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2b1fea7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Lorsque j&rsquo;ai pris un cong\u00e9 sabbatique au d\u00e9but de l&rsquo;ann\u00e9e 2021 pour tester un mode de vie c\u00f4tier et financier, nous avons commenc\u00e9 \u00e0 suivre nos portefeuilles individuellement afin de refl\u00e9ter l&rsquo;\u00e9volution de nos r\u00f4les et de nos priorit\u00e9s.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c0d2ca elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"3c0d2ca\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n  .table-wrapper {\r\n    width: 100%;\r\n    overflow-x: auto;\r\n  }\r\n\r\n  .fi-table {\r\n    width: 100%;\r\n    border-collapse: collapse;\r\n    font-family: 'Work Sans', sans-serif;\r\n    text-align: center;\r\n    min-width: 600px;\r\n  }\r\n\r\n  .fi-table thead th {\r\n    background-color: #0d3a47 !important;\r\n    color: #fff;\r\n    padding: 26px;\r\n    font-size: 20px;\r\n    font-weight: 500;\r\n    font-style: normal;\r\n  }\r\n\r\n  .fi-table td,\r\n  .fi-table th {\r\n    border: 1px solid #6CA6C1;\r\n    padding: 26px;\r\n    background-color: #F3FCF9 !important;\r\n    color: #1E1E1E;\r\n    font-size: 16px;\r\n  }\r\n\r\n  .fi-table tbody tr:nth-child(even) td {\r\n    background-color: #fff !important;\r\n  }\r\n\r\n  @media only screen and (max-width: 767px) {\r\n    .fi-table thead th {\r\n      padding: 12px !important;\r\n      font-size: 16px !important;\r\n    }\r\n\r\n    .fi-table td,\r\n    .fi-table th {\r\n      padding: 12px;\r\n      font-size: 14px;\r\n    }\r\n  }\r\n<\/style>\r\n\r\n<div class=\"table-wrapper\">\r\n  <table class=\"fi-table\">\r\n    <thead>\r\n      <tr>\r\n        <th>Mois\/Ann\u00e9e<\/th>\r\n        <th>Mel (% de FI#)<\/th>\r\n        <th>M. Mod (% de FI#)<\/th>\r\n        <th>Remarques<\/th>\r\n      <\/tr>\r\n    <\/thead>\r\n    <tbody>\r\n      <tr>\r\n        <td>Janvier 2021<\/td>\r\n        <td>68.2%<\/td>\r\n        <td>88.3%<\/td>\r\n        <td>M. Mod avait une longueur d'avance<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Ao\u00fbt 2021<\/td>\r\n        <td>74.8%<\/td>\r\n        <td>105.5%<\/td>\r\n        <td>M. Mod a atteint le plein FEU !<\/td>\r\n      <\/tr>\r\n      <tr>\r\n        <td>Nov. 2021<\/td>\r\n        <td>76.5%<\/td>\r\n        <td>111.9%<\/td>\r\n        <td>Derni\u00e8re mise \u00e0 jour enregistr\u00e9e<\/td>\r\n      <\/tr>\r\n    <\/tbody>\r\n  <\/table>\r\n<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b3888bf e-flex e-con-boxed e-con e-parent\" data-id=\"b3888bf\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64a9822 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"64a9822\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">R\u00e9sum\u00e9 des progr\u00e8s de l'IF (au niveau des m\u00e9nages)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fec83d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9fec83d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00c0 l&rsquo;origine, notre objectif \u00e9tait de maintenir nos d\u00e9penses annuelles autour de 45 000 \u00e0 60 000 dollars canadiens, en fonction de l&rsquo;ann\u00e9e et des circonstances de la vie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-397887d elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"397887d\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.table-wrapper {\r\n    width: 100%;\r\n    overflow-x: auto;\r\n  }\r\n\r\n  .spending-table {\r\n    width: 100%;\r\n    border-collapse: collapse;\r\n    font-family: 'Work Sans', sans-serif;\r\n    text-align: center;\r\n    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class=\"spending-table\"><thead><tr><th>Year<\/th><th>Spending Objective<\/th><th>Actual Spending<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>2015<\/td><td>$45,000<\/td><td>$44,321<\/td><td><\/td><\/tr><tr><td>2016<\/td><td>$45,000<\/td><td>$49,463<\/td><td><\/td><\/tr><tr><td>2017<\/td><td>$45,000<\/td><td>$55,959<\/td><td><\/td><\/tr><tr><td>2018<\/td><td>$45,000<\/td><td>$55,119<\/td><td><\/td><\/tr><tr><td>2019<\/td><td>$48,000<\/td><td>$56,654<\/td><td><\/td><\/tr><tr><td>2020<\/td><td>$60,000<\/td><td>$64,572<\/td><td>Included 10K travel + 6K renovations<\/td><\/tr><\/tbody><\/table><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dcb97fb e-flex e-con-boxed e-con e-parent\" data-id=\"dcb97fb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d396a20 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"d396a20\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4f94fd elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e4f94fd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"561\" height=\"472\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-86-1.png\" class=\"attachment-large size-large wp-image-5797\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-86-1.png 561w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-86-1-300x252.png 300w\" sizes=\"(max-width: 561px) 100vw, 561px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4b9a52 e-con-full e-flex e-con e-child\" data-id=\"a4b9a52\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1efa06b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1efa06b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pourquoi nous ne mettons plus \u00e0 jour cette page<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81460e7 elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-widget elementor-widget-image\" data-id=\"81460e7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"561\" height=\"472\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-86-1.png\" class=\"attachment-large size-large wp-image-5797\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-86-1.png 561w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-86-1-300x252.png 300w\" sizes=\"(max-width: 561px) 100vw, 561px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0480f73 elementor-widget__width-initial financial-text-main elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"0480f73\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Au fur et \u00e0 mesure que Modestes Millionnaires \u00e9voluait vers une activit\u00e9 de coaching &#8211; et que nous nous \u00e9loignions de l&rsquo;anonymat &#8211; il n&rsquo;\u00e9tait plus logique de publier des mises \u00e0 jour d\u00e9taill\u00e9es sur les finances de notre m\u00e9nage. Nous croyons toujours en la transparence, mais nous choisissons maintenant de partager des le\u00e7ons, des outils et des histoires qui aident directement les autres. <br><br>Si vous \u00eates curieux de conna\u00eetre le contexte et les avantages qui nous ont aid\u00e9s dans cette d\u00e9marche, vous pouvez en savoir plus en lisant notre histoire de la transparence.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dcba3a5 e-flex e-con-boxed e-con e-parent\" data-id=\"dcba3a5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1a9e627 e-con-full e-flex e-con e-child\" data-id=\"1a9e627\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-900e54a elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"900e54a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Merci de votre attention<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4507959 elementor-widget__width-initial elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"4507959\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"596\" height=\"496\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-2.png\" class=\"attachment-large size-large wp-image-5800\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-2.png 596w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-2-300x250.png 300w\" sizes=\"(max-width: 596px) 100vw, 596px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cde791 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5cde791\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00c0 ceux qui ont suivi notre parcours depuis le d\u00e9but, nous disons merci. Nous sommes fiers des progr\u00e8s accomplis et encore plus enthousiastes \u00e0 l&rsquo;id\u00e9e d&rsquo;aider les autres \u00e0 concevoir une vie financi\u00e8re qui refl\u00e8te ce qui compte le plus pour eux. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1103061 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"1103061\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><i>Pr\u00eat \u00e0 faire le prochain pas vers la clart\u00e9 et la s\u00e9r\u00e9nit\u00e9 dans vos finances ?<\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afaff7c elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"afaff7c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/modestmillionaires.com\/coaching\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><path d=\"M15.8406 8.10937L11.1656 3.39687C10.95 3.18125 10.6 3.17812 10.3844 3.39375C10.1687 3.60937 10.1656 3.95937 10.3813 4.175L14.1219 7.94687H0.553125C0.246875 7.94687 0 8.19375 0 8.5C0 8.80625 0.246875 9.05312 0.553125 9.05312H14.1219L10.3813 12.825C10.1656 13.0406 10.1687 13.3906 10.3844 13.6062C10.6 13.8219 10.95 13.8187 11.1656 13.6031L15.8406 8.89062C16.0531 8.675 16.0531 8.325 15.8406 8.10937Z\" fill=\"#F3FCF9\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">D\u00e9couvrez nos programmes de coaching<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae63722 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"ae63722\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f120d3e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"f120d3e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"596\" height=\"496\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-4.png\" class=\"attachment-large size-large wp-image-5798\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-4.png 596w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-4-300x250.png 300w\" sizes=\"(max-width: 596px) 100vw, 596px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Nos progr\u00e8s en mati\u00e8re d&rsquo;ind\u00e9pendance financi\u00e8re Retour sur les chiffres Avant de lancer Modestes Millionnaires en tant que cabinet de coaching, ce blog a d&rsquo;abord \u00e9t\u00e9 un moyen de suivre notre parcours personnel vers l&rsquo;ind\u00e9pendance financi\u00e8re. Au cours de ces premi\u00e8res ann\u00e9es, nous partagions des chiffres d\u00e9taill\u00e9s sur la croissance de nos investissements, nos d\u00e9penses [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5795","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/pages\/5795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/comments?post=5795"}],"version-history":[{"count":1,"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/pages\/5795\/revisions"}],"predecessor-version":[{"id":5801,"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/pages\/5795\/revisions\/5801"}],"wp:attachment":[{"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/media?parent=5795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}