{"id":5996,"date":"2025-07-10T07:58:03","date_gmt":"2025-07-10T07:58:03","guid":{"rendered":"https:\/\/modestmillionaires.com\/commencez-ici\/"},"modified":"2025-10-02T04:37:08","modified_gmt":"2025-10-02T04:37:08","slug":"commencez-ici","status":"publish","type":"page","link":"https:\/\/modestmillionaires.com\/fr\/commencez-ici\/","title":{"rendered":"Commencez ici"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5996\" class=\"elementor elementor-5996 elementor-1241\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-786afa3 e-flex e-con-boxed e-con e-parent\" data-id=\"786afa3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-65ceee5 e-con-full e-flex e-con e-child\" data-id=\"65ceee5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6be44ce elementor-widget elementor-widget-heading\" data-id=\"6be44ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Commencez ici : trouvez votre chemin vers une vie financi\u00e8re qui vous convient<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f03f2df elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f03f2df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Que vous veniez de d\u00e9couvrir l&rsquo;ind\u00e9pendance financi\u00e8re ou que vous suiviez vos d\u00e9penses depuis des ann\u00e9es, ce blogue a \u00e9t\u00e9 cr\u00e9\u00e9 pour vous aider \u00e0 b\u00e2tir une vie financi\u00e8re align\u00e9e, spacieuse et durable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb123a1 e-con-full e-flex e-con e-child\" data-id=\"fb123a1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-141e03d elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-image\" data-id=\"141e03d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"477\" height=\"365\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/About-Me-Hero-Img.webp\" class=\"attachment-large size-large wp-image-5819\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/About-Me-Hero-Img.webp 477w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/About-Me-Hero-Img-300x230.webp 300w\" sizes=\"(max-width: 477px) 100vw, 477px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53d8790 e-flex e-con-boxed e-con e-parent\" data-id=\"53d8790\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c411d66 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"c411d66\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d8f7b5 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"3d8f7b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"596\" height=\"496\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-5.png\" class=\"attachment-large size-large wp-image-5997\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-5.png 596w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-5-300x250.png 300w\" sizes=\"(max-width: 596px) 100vw, 596px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-657cb73 e-con-full e-flex e-con e-child\" data-id=\"657cb73\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05b2ccb elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"05b2ccb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rencontrez Mel et le parcours derri\u00e8re le blogue<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c502a14 elementor-widget__width-initial elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"c502a14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"596\" height=\"496\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-5.png\" class=\"attachment-large size-large wp-image-5997\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-5.png 596w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-5-300x250.png 300w\" sizes=\"(max-width: 596px) 100vw, 596px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f6339b elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"1f6339b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Je suis Mel, coach financier et d\u00e9fenseur du Slow FI qui aide les personnes ax\u00e9es sur les valeurs \u00e0 gagner en clart\u00e9, \u00e0 prendre le contr\u00f4le de leur argent et \u00e0 cr\u00e9er plus de libert\u00e9 avant d&rsquo;atteindre l&rsquo;ind\u00e9pendance financi\u00e8re totale.<br><br>Ce blogue a d\u00e9but\u00e9 en 2017 comme un journal personnel, alors que mon partenaire et moi \u00e9laborions notre plan pour atteindre l&rsquo;ind\u00e9pendance financi\u00e8re d&rsquo;ici 2025. Depuis, il est devenu un espace de narration, de strat\u00e9gie et de soutien, pour tous ceux qui souhaitent bien vivre aujourd&rsquo;hui et envisager l&rsquo;avenir avec confiance. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57d518e e-flex e-con-boxed e-con e-parent\" data-id=\"57d518e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c0d8c18 e-con-full e-flex e-con e-child\" data-id=\"c0d8c18\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4e886e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e4e886e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Notre voyage en un coup d'\u0153il<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a392d00 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"a392d00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>En 2014, mon partenaire et moi avons commenc\u00e9 \u00e0 travailler vers l&rsquo;ind\u00e9pendance financi\u00e8re avec un plan simple :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-032809e elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"032809e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><circle cx=\"13\" cy=\"13\" r=\"11\" fill=\"#3C73A8\"><\/circle><g clip-path=\"url(#clip0_252_598)\"><path d=\"M14.7324 9.19495C14.935 8.99916 15.2618 9.00347 15.4629 9.19788L18.998 12.6432H18.999C19.1994 12.84 19.1995 13.1603 18.999 13.3571H18.998L15.4629 16.8024C15.2618 16.9968 14.935 17.0011 14.7324 16.8053C14.5295 16.6091 14.526 16.2872 14.7305 16.0895L17.3828 13.5045H7.36719C7.08373 13.5043 6.84961 13.2818 6.84961 12.9996C6.84983 12.7177 7.08386 12.4959 7.36719 12.4957H17.3828L14.7305 9.90979C14.5262 9.71211 14.5297 9.39107 14.7324 9.19495Z\" fill=\"#F3FCF9\" stroke=\"#F3FCF9\" stroke-width=\"0.2\"><\/path><\/g><defs><clipPath id=\"clip0_252_598\"><rect width=\"13.5385\" height=\"13.5385\" fill=\"white\" transform=\"translate(6.23047 6.23083)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Maintenir des d\u00e9penses faibles et pr\u00e9visibles<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><circle cx=\"13\" cy=\"13\" r=\"11\" fill=\"#3C73A8\"><\/circle><g clip-path=\"url(#clip0_252_598)\"><path d=\"M14.7324 9.19495C14.935 8.99916 15.2618 9.00347 15.4629 9.19788L18.998 12.6432H18.999C19.1994 12.84 19.1995 13.1603 18.999 13.3571H18.998L15.4629 16.8024C15.2618 16.9968 14.935 17.0011 14.7324 16.8053C14.5295 16.6091 14.526 16.2872 14.7305 16.0895L17.3828 13.5045H7.36719C7.08373 13.5043 6.84961 13.2818 6.84961 12.9996C6.84983 12.7177 7.08386 12.4959 7.36719 12.4957H17.3828L14.7305 9.90979C14.5262 9.71211 14.5297 9.39107 14.7324 9.19495Z\" fill=\"#F3FCF9\" stroke=\"#F3FCF9\" stroke-width=\"0.2\"><\/path><\/g><defs><clipPath id=\"clip0_252_598\"><rect width=\"13.5385\" height=\"13.5385\" fill=\"white\" transform=\"translate(6.23047 6.23083)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Augmenter nos investissements jusqu'\u00e0 ce qu'ils puissent nous soutenir avec un taux de retrait de 4 %<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b666472 elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"b666472\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"126\" height=\"126\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4786-1.svg\" class=\"attachment-large size-large wp-image-5998\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-692f8c7 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"692f8c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nous avons partag\u00e9 le <a href=\"http:\/\/www.modestmillionaires%E2%80%A6lionaires-2025-plan\/\">plan complet pour 2025<\/a>, suivi nos progr\u00e8s gr\u00e2ce aux mises \u00e0 jour des investissements et c\u00e9l\u00e9br\u00e9 des \u00e9tapes importantes comme le remboursement de notre pr\u00eat hypoth\u00e9caire, la n\u00e9gociation du t\u00e9l\u00e9travail et un mois complet pass\u00e9 au Mexique avec nos enfants.<\/p><p> <\/p><p>Mais au fil des ans, quelque chose a chang\u00e9. Nous ne voulions pas seulement atteindre l&rsquo;ind\u00e9pendance financi\u00e8re. On voulait vivre en accord avec nos valeurs actuelles, et trouver joie, repos et sens \u00e0 notre vie en chemin.<\/p><p> <\/p><p>En 2021, j&rsquo;ai donc pris un cong\u00e9 sabbatique pour tester Coast FI. J&rsquo;ai ensuite saut\u00e9 le pas vers la semi-retraite, d\u00e9missionnant pour g\u00e9rer mon activit\u00e9 de coaching \u00e0 temps partiel, tout en continuant \u00e0 faire fructifier mes investissements. <\/p><p> <\/p><p>Aujourd&rsquo;hui, je travaille de mani\u00e8re saisonni\u00e8re et intentionnelle : je cr\u00e9e une entreprise que j&rsquo;aime, je passe du temps avec ma famille et j&rsquo;aide les autres \u00e0 cr\u00e9er leur propre version de la libert\u00e9 financi\u00e8re.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e75238 e-flex e-con-boxed e-con e-parent\" data-id=\"5e75238\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6a10a23 e-con-full e-flex e-con e-child\" data-id=\"6a10a23\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b9ce10 elementor-widget__width-inherit elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"5b9ce10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce que vous trouverez ici<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c4ae39 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-widget elementor-widget-image\" data-id=\"0c4ae39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"561\" height=\"448\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-87.png\" class=\"attachment-large size-large wp-image-5999\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-87.png 561w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-87-300x240.png 300w\" sizes=\"(max-width: 561px) 100vw, 561px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4faa94 elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f4faa94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ce blogue couvre \u00e0 la fois l'\u00e9tat d'esprit et les m\u00e9canismes de l'ind\u00e9pendance financi\u00e8re, notamment :<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><circle cx=\"13\" cy=\"13\" r=\"11\" fill=\"#3C73A8\"><\/circle><g clip-path=\"url(#clip0_252_598)\"><path d=\"M14.7324 9.19495C14.935 8.99916 15.2618 9.00347 15.4629 9.19788L18.998 12.6432H18.999C19.1994 12.84 19.1995 13.1603 18.999 13.3571H18.998L15.4629 16.8024C15.2618 16.9968 14.935 17.0011 14.7324 16.8053C14.5295 16.6091 14.526 16.2872 14.7305 16.0895L17.3828 13.5045H7.36719C7.08373 13.5043 6.84961 13.2818 6.84961 12.9996C6.84983 12.7177 7.08386 12.4959 7.36719 12.4957H17.3828L14.7305 9.90979C14.5262 9.71211 14.5297 9.39107 14.7324 9.19495Z\" fill=\"#F3FCF9\" stroke=\"#F3FCF9\" stroke-width=\"0.2\"><\/path><\/g><defs><clipPath id=\"clip0_252_598\"><rect width=\"13.5385\" height=\"13.5385\" fill=\"white\" transform=\"translate(6.23047 6.23083)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Planification financi\u00e8re concr\u00e8te : des premi\u00e8res feuilles de calcul aux projections pour la semi-retraite<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><circle cx=\"13\" cy=\"13\" r=\"11\" fill=\"#3C73A8\"><\/circle><g clip-path=\"url(#clip0_252_598)\"><path d=\"M14.7324 9.19495C14.935 8.99916 15.2618 9.00347 15.4629 9.19788L18.998 12.6432H18.999C19.1994 12.84 19.1995 13.1603 18.999 13.3571H18.998L15.4629 16.8024C15.2618 16.9968 14.935 17.0011 14.7324 16.8053C14.5295 16.6091 14.526 16.2872 14.7305 16.0895L17.3828 13.5045H7.36719C7.08373 13.5043 6.84961 13.2818 6.84961 12.9996C6.84983 12.7177 7.08386 12.4959 7.36719 12.4957H17.3828L14.7305 9.90979C14.5262 9.71211 14.5297 9.39107 14.7324 9.19495Z\" fill=\"#F3FCF9\" stroke=\"#F3FCF9\" stroke-width=\"0.2\"><\/path><\/g><defs><clipPath id=\"clip0_252_598\"><rect width=\"13.5385\" height=\"13.5385\" fill=\"white\" transform=\"translate(6.23047 6.23083)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Habitudes financi\u00e8res personnelles : budg\u00e9ter, investir et d\u00e9penser d\u2019une mani\u00e8re qui respecte vos valeurs<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><circle cx=\"13\" cy=\"13\" r=\"11\" fill=\"#3C73A8\"><\/circle><g clip-path=\"url(#clip0_252_598)\"><path d=\"M14.7324 9.19495C14.935 8.99916 15.2618 9.00347 15.4629 9.19788L18.998 12.6432H18.999C19.1994 12.84 19.1995 13.1603 18.999 13.3571H18.998L15.4629 16.8024C15.2618 16.9968 14.935 17.0011 14.7324 16.8053C14.5295 16.6091 14.526 16.2872 14.7305 16.0895L17.3828 13.5045H7.36719C7.08373 13.5043 6.84961 13.2818 6.84961 12.9996C6.84983 12.7177 7.08386 12.4959 7.36719 12.4957H17.3828L14.7305 9.90979C14.5262 9.71211 14.5297 9.39107 14.7324 9.19495Z\" fill=\"#F3FCF9\" stroke=\"#F3FCF9\" stroke-width=\"0.2\"><\/path><\/g><defs><clipPath id=\"clip0_252_598\"><rect width=\"13.5385\" height=\"13.5385\" fill=\"white\" transform=\"translate(6.23047 6.23083)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Conception du style de vie FI : que se passe-t-il apr\u00e8s avoir atteint votre objectif \u2014 ou bien avant ?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><circle cx=\"13\" cy=\"13\" r=\"11\" fill=\"#3C73A8\"><\/circle><g clip-path=\"url(#clip0_252_598)\"><path d=\"M14.7324 9.19495C14.935 8.99916 15.2618 9.00347 15.4629 9.19788L18.998 12.6432H18.999C19.1994 12.84 19.1995 13.1603 18.999 13.3571H18.998L15.4629 16.8024C15.2618 16.9968 14.935 17.0011 14.7324 16.8053C14.5295 16.6091 14.526 16.2872 14.7305 16.0895L17.3828 13.5045H7.36719C7.08373 13.5043 6.84961 13.2818 6.84961 12.9996C6.84983 12.7177 7.08386 12.4959 7.36719 12.4957H17.3828L14.7305 9.90979C14.5262 9.71211 14.5297 9.39107 14.7324 9.19495Z\" fill=\"#F3FCF9\" stroke=\"#F3FCF9\" stroke-width=\"0.2\"><\/path><\/g><defs><clipPath id=\"clip0_252_598\"><rect width=\"13.5385\" height=\"13.5385\" fill=\"white\" transform=\"translate(6.23047 6.23083)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00c9quilibrer les priorit\u00e9s : enfants, carri\u00e8re, soins, cr\u00e9ativit\u00e9 \u2014 et comment tout int\u00e9grer<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">De nombreux lecteurs participent \u00e9galement \u00e0 nos \u00e9v\u00e9nements Modest Millionaires Lunch, des rassemblements virtuels mensuels gratuits qui offrent connexion, clart\u00e9 et communaut\u00e9 sur le chemin de l'ind\u00e9pendance financi\u00e8re.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f11b801 elementor-widget elementor-widget-button\" data-id=\"f11b801\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/modestmillionaires.com\/fr\/community\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><path d=\"M15.8406 8.10937L11.1656 3.39687C10.95 3.18125 10.6 3.17812 10.3844 3.39375C10.1687 3.60937 10.1656 3.95937 10.3813 4.175L14.1219 7.94687H0.553125C0.246875 7.94687 0 8.19375 0 8.5C0 8.80625 0.246875 9.05312 0.553125 9.05312H14.1219L10.3813 12.825C10.1656 13.0406 10.1687 13.3906 10.3844 13.6062C10.6 13.8219 10.95 13.8187 11.1656 13.6031L15.8406 8.89062C16.0531 8.675 16.0531 8.325 15.8406 8.10937Z\" fill=\"#F3FCF9\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\"> Participez aux d\u00eeners<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bb2c4b7 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"bb2c4b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-897ba78 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"897ba78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"561\" height=\"448\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-87.png\" class=\"attachment-large size-large wp-image-5999\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-87.png 561w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/image-87-300x240.png 300w\" sizes=\"(max-width: 561px) 100vw, 561px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3dffa5f e-flex e-con-boxed e-con e-parent\" data-id=\"3dffa5f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-102537c elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"102537c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vous ne savez pas par o\u00f9 commencer ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23f594b elementor-widget__width-inherit elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"23f594b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0c49ff elementor-widget__width-initial steps-icon-boxes elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"b0c49ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/www.modestmillionaires.com\/en\/2017\/03\/17\/the-modest-millionaires-2025-plan\/\" class=\"elementor-icon\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.6255 1.923C11.9895 1.559 12.4835 1.35425 12.9991 1.35425C13.5148 1.35425 14.0088 1.559 14.3728 1.923L15.9382 3.48841C16.0097 3.55991 16.1115 3.5935 16.2123 3.57725L18.3985 3.23166C18.9076 3.15041 19.4276 3.27608 19.8447 3.57833C20.2607 3.88166 20.5402 4.33775 20.6215 4.84583L20.967 7.032C20.9833 7.13275 21.0461 7.21941 21.1371 7.266L23.1088 8.27025C23.5681 8.50425 23.9159 8.91158 24.0751 9.40125C24.2344 9.89091 24.1921 10.425 23.9581 10.8832L22.9539 12.856C22.9073 12.947 22.9073 13.0532 22.9539 13.1442L23.9581 15.1169C24.1921 15.5752 24.2344 16.1092 24.0751 16.5989C23.9159 17.0886 23.5681 17.4959 23.1088 17.7299L21.1371 18.7342C21.0461 18.7807 20.9833 18.8674 20.967 18.9682L20.6215 21.1543C20.5402 21.6624 20.2607 22.1185 19.8447 22.4218C19.4276 22.7241 18.9076 22.8497 18.3985 22.7685L16.2123 22.4229C16.1115 22.4067 16.0097 22.4402 15.9382 22.5117L14.3728 24.0772C14.0088 24.4412 13.5148 24.6459 12.9991 24.6459C12.4835 24.6459 11.9895 24.4412 11.6255 24.0772L10.06 22.5117C9.98855 22.4402 9.88671 22.4067 9.78596 22.4229L7.5998 22.7685C7.09063 22.8497 6.57063 22.7241 6.15355 22.4218C5.73755 22.1185 5.45805 21.6624 5.3768 21.1543L5.03121 18.9682C5.01496 18.8674 4.95213 18.7807 4.86113 18.7342L2.88946 17.7299C2.43013 17.4959 2.08238 17.0886 1.92313 16.5989C1.76388 16.1092 1.80613 15.5752 2.04013 15.1169L3.04438 13.1442C3.09096 13.0532 3.09096 12.947 3.04438 12.856L2.04013 10.8832C1.80613 10.425 1.76388 9.89091 1.92313 9.40125C2.08238 8.91158 2.43013 8.50425 2.88946 8.27025L4.86113 7.266C4.95213 7.21941 5.01496 7.13275 5.03121 7.032L5.3768 4.84583C5.45805 4.33775 5.73755 3.88166 6.15355 3.57833C6.57063 3.27608 7.09063 3.15041 7.5998 3.23166L9.78596 3.57725C9.88671 3.5935 9.98855 3.55991 10.06 3.48841L11.6255 1.923ZM8.6333 13.5742L11.1607 16.1027C11.4781 16.4202 11.9927 16.4202 12.3101 16.1027L17.365 11.0468C17.6824 10.7294 17.6824 10.2148 17.365 9.89741C17.0486 9.58108 16.533 9.58108 16.2166 9.89741L11.7349 14.3792L9.78163 12.4259C9.4653 12.1085 8.94963 12.1085 8.6333 12.4259C8.31588 12.7422 8.31588 13.2579 8.6333 13.5742Z\" fill=\"#3C73A8\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.modestmillionaires.com\/en\/2017\/03\/17\/the-modest-millionaires-2025-plan\/\">Le Plan 2025 des Millionnaires Modestes \u2013 notre feuille de route FI originale<\/a>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fe89d9 elementor-widget__width-initial steps-icon-boxes elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"5fe89d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"http:\/\/www.modestmillionaires\u2026al-to-test-coast-fi\/\" class=\"elementor-icon\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.6255 1.923C11.9895 1.559 12.4835 1.35425 12.9991 1.35425C13.5148 1.35425 14.0088 1.559 14.3728 1.923L15.9382 3.48841C16.0097 3.55991 16.1115 3.5935 16.2123 3.57725L18.3985 3.23166C18.9076 3.15041 19.4276 3.27608 19.8447 3.57833C20.2607 3.88166 20.5402 4.33775 20.6215 4.84583L20.967 7.032C20.9833 7.13275 21.0461 7.21941 21.1371 7.266L23.1088 8.27025C23.5681 8.50425 23.9159 8.91158 24.0751 9.40125C24.2344 9.89091 24.1921 10.425 23.9581 10.8832L22.9539 12.856C22.9073 12.947 22.9073 13.0532 22.9539 13.1442L23.9581 15.1169C24.1921 15.5752 24.2344 16.1092 24.0751 16.5989C23.9159 17.0886 23.5681 17.4959 23.1088 17.7299L21.1371 18.7342C21.0461 18.7807 20.9833 18.8674 20.967 18.9682L20.6215 21.1543C20.5402 21.6624 20.2607 22.1185 19.8447 22.4218C19.4276 22.7241 18.9076 22.8497 18.3985 22.7685L16.2123 22.4229C16.1115 22.4067 16.0097 22.4402 15.9382 22.5117L14.3728 24.0772C14.0088 24.4412 13.5148 24.6459 12.9991 24.6459C12.4835 24.6459 11.9895 24.4412 11.6255 24.0772L10.06 22.5117C9.98855 22.4402 9.88671 22.4067 9.78596 22.4229L7.5998 22.7685C7.09063 22.8497 6.57063 22.7241 6.15355 22.4218C5.73755 22.1185 5.45805 21.6624 5.3768 21.1543L5.03121 18.9682C5.01496 18.8674 4.95213 18.7807 4.86113 18.7342L2.88946 17.7299C2.43013 17.4959 2.08238 17.0886 1.92313 16.5989C1.76388 16.1092 1.80613 15.5752 2.04013 15.1169L3.04438 13.1442C3.09096 13.0532 3.09096 12.947 3.04438 12.856L2.04013 10.8832C1.80613 10.425 1.76388 9.89091 1.92313 9.40125C2.08238 8.91158 2.43013 8.50425 2.88946 8.27025L4.86113 7.266C4.95213 7.21941 5.01496 7.13275 5.03121 7.032L5.3768 4.84583C5.45805 4.33775 5.73755 3.88166 6.15355 3.57833C6.57063 3.27608 7.09063 3.15041 7.5998 3.23166L9.78596 3.57725C9.88671 3.5935 9.98855 3.55991 10.06 3.48841L11.6255 1.923ZM8.6333 13.5742L11.1607 16.1027C11.4781 16.4202 11.9927 16.4202 12.3101 16.1027L17.365 11.0468C17.6824 10.7294 17.6824 10.2148 17.365 9.89741C17.0486 9.58108 16.533 9.58108 16.2166 9.89741L11.7349 14.3792L9.78163 12.4259C9.4653 12.1085 8.94963 12.1085 8.6333 12.4259C8.31588 12.7422 8.31588 13.2579 8.6333 13.5742Z\" fill=\"#3C73A8\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<a href=\"http:\/\/www.modestmillionaires%E2%80%A6al-to-test-coast-fi\/\">Prendre un cong\u00e9 sabbatique pour tester l'ind\u00e9pendance financi\u00e8re (FI) \u2013 le tournant vers une FI plus lente<\/a>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9c0ea8 elementor-widget__width-initial steps-icon-boxes elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"a9c0ea8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"http:\/\/www.modestmillionaires\u2026\/11\/25\/semi-retired\/\" class=\"elementor-icon\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.6255 1.923C11.9895 1.559 12.4835 1.35425 12.9991 1.35425C13.5148 1.35425 14.0088 1.559 14.3728 1.923L15.9382 3.48841C16.0097 3.55991 16.1115 3.5935 16.2123 3.57725L18.3985 3.23166C18.9076 3.15041 19.4276 3.27608 19.8447 3.57833C20.2607 3.88166 20.5402 4.33775 20.6215 4.84583L20.967 7.032C20.9833 7.13275 21.0461 7.21941 21.1371 7.266L23.1088 8.27025C23.5681 8.50425 23.9159 8.91158 24.0751 9.40125C24.2344 9.89091 24.1921 10.425 23.9581 10.8832L22.9539 12.856C22.9073 12.947 22.9073 13.0532 22.9539 13.1442L23.9581 15.1169C24.1921 15.5752 24.2344 16.1092 24.0751 16.5989C23.9159 17.0886 23.5681 17.4959 23.1088 17.7299L21.1371 18.7342C21.0461 18.7807 20.9833 18.8674 20.967 18.9682L20.6215 21.1543C20.5402 21.6624 20.2607 22.1185 19.8447 22.4218C19.4276 22.7241 18.9076 22.8497 18.3985 22.7685L16.2123 22.4229C16.1115 22.4067 16.0097 22.4402 15.9382 22.5117L14.3728 24.0772C14.0088 24.4412 13.5148 24.6459 12.9991 24.6459C12.4835 24.6459 11.9895 24.4412 11.6255 24.0772L10.06 22.5117C9.98855 22.4402 9.88671 22.4067 9.78596 22.4229L7.5998 22.7685C7.09063 22.8497 6.57063 22.7241 6.15355 22.4218C5.73755 22.1185 5.45805 21.6624 5.3768 21.1543L5.03121 18.9682C5.01496 18.8674 4.95213 18.7807 4.86113 18.7342L2.88946 17.7299C2.43013 17.4959 2.08238 17.0886 1.92313 16.5989C1.76388 16.1092 1.80613 15.5752 2.04013 15.1169L3.04438 13.1442C3.09096 13.0532 3.09096 12.947 3.04438 12.856L2.04013 10.8832C1.80613 10.425 1.76388 9.89091 1.92313 9.40125C2.08238 8.91158 2.43013 8.50425 2.88946 8.27025L4.86113 7.266C4.95213 7.21941 5.01496 7.13275 5.03121 7.032L5.3768 4.84583C5.45805 4.33775 5.73755 3.88166 6.15355 3.57833C6.57063 3.27608 7.09063 3.15041 7.5998 3.23166L9.78596 3.57725C9.88671 3.5935 9.98855 3.55991 10.06 3.48841L11.6255 1.923ZM8.6333 13.5742L11.1607 16.1027C11.4781 16.4202 11.9927 16.4202 12.3101 16.1027L17.365 11.0468C17.6824 10.7294 17.6824 10.2148 17.365 9.89741C17.0486 9.58108 16.533 9.58108 16.2166 9.89741L11.7349 14.3792L9.78163 12.4259C9.4653 12.1085 8.94963 12.1085 8.6333 12.4259C8.31588 12.7422 8.31588 13.2579 8.6333 13.5742Z\" fill=\"#3C73A8\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t <a href=\"http:\/\/www.modestmillionaires%E2%80%A6\/11\/25\/semi-retired\/\">Je suis semi-retrait\u00e9 \u2013 \u00e0 quoi ressemble la vie maintenant<\/a>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-086e1bf elementor-widget__width-initial steps-icon-boxes elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"086e1bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"http:\/\/www.modestmillionaires\u2026ealth-of-simplicity\/\" class=\"elementor-icon\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.6255 1.923C11.9895 1.559 12.4835 1.35425 12.9991 1.35425C13.5148 1.35425 14.0088 1.559 14.3728 1.923L15.9382 3.48841C16.0097 3.55991 16.1115 3.5935 16.2123 3.57725L18.3985 3.23166C18.9076 3.15041 19.4276 3.27608 19.8447 3.57833C20.2607 3.88166 20.5402 4.33775 20.6215 4.84583L20.967 7.032C20.9833 7.13275 21.0461 7.21941 21.1371 7.266L23.1088 8.27025C23.5681 8.50425 23.9159 8.91158 24.0751 9.40125C24.2344 9.89091 24.1921 10.425 23.9581 10.8832L22.9539 12.856C22.9073 12.947 22.9073 13.0532 22.9539 13.1442L23.9581 15.1169C24.1921 15.5752 24.2344 16.1092 24.0751 16.5989C23.9159 17.0886 23.5681 17.4959 23.1088 17.7299L21.1371 18.7342C21.0461 18.7807 20.9833 18.8674 20.967 18.9682L20.6215 21.1543C20.5402 21.6624 20.2607 22.1185 19.8447 22.4218C19.4276 22.7241 18.9076 22.8497 18.3985 22.7685L16.2123 22.4229C16.1115 22.4067 16.0097 22.4402 15.9382 22.5117L14.3728 24.0772C14.0088 24.4412 13.5148 24.6459 12.9991 24.6459C12.4835 24.6459 11.9895 24.4412 11.6255 24.0772L10.06 22.5117C9.98855 22.4402 9.88671 22.4067 9.78596 22.4229L7.5998 22.7685C7.09063 22.8497 6.57063 22.7241 6.15355 22.4218C5.73755 22.1185 5.45805 21.6624 5.3768 21.1543L5.03121 18.9682C5.01496 18.8674 4.95213 18.7807 4.86113 18.7342L2.88946 17.7299C2.43013 17.4959 2.08238 17.0886 1.92313 16.5989C1.76388 16.1092 1.80613 15.5752 2.04013 15.1169L3.04438 13.1442C3.09096 13.0532 3.09096 12.947 3.04438 12.856L2.04013 10.8832C1.80613 10.425 1.76388 9.89091 1.92313 9.40125C2.08238 8.91158 2.43013 8.50425 2.88946 8.27025L4.86113 7.266C4.95213 7.21941 5.01496 7.13275 5.03121 7.032L5.3768 4.84583C5.45805 4.33775 5.73755 3.88166 6.15355 3.57833C6.57063 3.27608 7.09063 3.15041 7.5998 3.23166L9.78596 3.57725C9.88671 3.5935 9.98855 3.55991 10.06 3.48841L11.6255 1.923ZM8.6333 13.5742L11.1607 16.1027C11.4781 16.4202 11.9927 16.4202 12.3101 16.1027L17.365 11.0468C17.6824 10.7294 17.6824 10.2148 17.365 9.89741C17.0486 9.58108 16.533 9.58108 16.2166 9.89741L11.7349 14.3792L9.78163 12.4259C9.4653 12.1085 8.94963 12.1085 8.6333 12.4259C8.31588 12.7422 8.31588 13.2579 8.6333 13.5742Z\" fill=\"#3C73A8\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<a href=\"http:\/\/www.modestmillionaires%E2%80%A6ealth-of-simplicity\/\">La richesse de la simplicit\u00e9 \u2013 comment aligner vos d\u00e9penses sur vos valeurs<\/a>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc078de elementor-widget__width-initial steps-icon-boxes elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"fc078de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/modestmillionaires.com\/fr\/blogue\/\" class=\"elementor-icon\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.6255 1.923C11.9895 1.559 12.4835 1.35425 12.9991 1.35425C13.5148 1.35425 14.0088 1.559 14.3728 1.923L15.9382 3.48841C16.0097 3.55991 16.1115 3.5935 16.2123 3.57725L18.3985 3.23166C18.9076 3.15041 19.4276 3.27608 19.8447 3.57833C20.2607 3.88166 20.5402 4.33775 20.6215 4.84583L20.967 7.032C20.9833 7.13275 21.0461 7.21941 21.1371 7.266L23.1088 8.27025C23.5681 8.50425 23.9159 8.91158 24.0751 9.40125C24.2344 9.89091 24.1921 10.425 23.9581 10.8832L22.9539 12.856C22.9073 12.947 22.9073 13.0532 22.9539 13.1442L23.9581 15.1169C24.1921 15.5752 24.2344 16.1092 24.0751 16.5989C23.9159 17.0886 23.5681 17.4959 23.1088 17.7299L21.1371 18.7342C21.0461 18.7807 20.9833 18.8674 20.967 18.9682L20.6215 21.1543C20.5402 21.6624 20.2607 22.1185 19.8447 22.4218C19.4276 22.7241 18.9076 22.8497 18.3985 22.7685L16.2123 22.4229C16.1115 22.4067 16.0097 22.4402 15.9382 22.5117L14.3728 24.0772C14.0088 24.4412 13.5148 24.6459 12.9991 24.6459C12.4835 24.6459 11.9895 24.4412 11.6255 24.0772L10.06 22.5117C9.98855 22.4402 9.88671 22.4067 9.78596 22.4229L7.5998 22.7685C7.09063 22.8497 6.57063 22.7241 6.15355 22.4218C5.73755 22.1185 5.45805 21.6624 5.3768 21.1543L5.03121 18.9682C5.01496 18.8674 4.95213 18.7807 4.86113 18.7342L2.88946 17.7299C2.43013 17.4959 2.08238 17.0886 1.92313 16.5989C1.76388 16.1092 1.80613 15.5752 2.04013 15.1169L3.04438 13.1442C3.09096 13.0532 3.09096 12.947 3.04438 12.856L2.04013 10.8832C1.80613 10.425 1.76388 9.89091 1.92313 9.40125C2.08238 8.91158 2.43013 8.50425 2.88946 8.27025L4.86113 7.266C4.95213 7.21941 5.01496 7.13275 5.03121 7.032L5.3768 4.84583C5.45805 4.33775 5.73755 3.88166 6.15355 3.57833C6.57063 3.27608 7.09063 3.15041 7.5998 3.23166L9.78596 3.57725C9.88671 3.5935 9.98855 3.55991 10.06 3.48841L11.6255 1.923ZM8.6333 13.5742L11.1607 16.1027C11.4781 16.4202 11.9927 16.4202 12.3101 16.1027L17.365 11.0468C17.6824 10.7294 17.6824 10.2148 17.365 9.89741C17.0486 9.58108 16.533 9.58108 16.2166 9.89741L11.7349 14.3792L9.78163 12.4259C9.4653 12.1085 8.94963 12.1085 8.6333 12.4259C8.31588 12.7422 8.31588 13.2579 8.6333 13.5742Z\" fill=\"#3C73A8\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<a href=\"https:\/\/modestmillionaires.com\/fr\/blogue\/\">Explorez les archives du blogue <\/a>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f43e64 e-flex e-con-boxed e-con e-parent\" data-id=\"5f43e64\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eadc339 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"eadc339\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f724248 elementor-widget elementor-widget-image\" data-id=\"f724248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"482\" height=\"487\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Financial-Starting-Point-Img.webp\" class=\"attachment-large size-large wp-image-6006\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Financial-Starting-Point-Img.webp 482w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Financial-Starting-Point-Img-297x300.webp 297w\" sizes=\"(max-width: 482px) 100vw, 482px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c9ee55a e-con-full e-flex e-con e-child\" data-id=\"c9ee55a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f28c5d9 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"f28c5d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vous voulez avoir une meilleure id\u00e9e de vos propres finances ?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57780ed elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-widget elementor-widget-image\" data-id=\"57780ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"482\" height=\"487\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Financial-Starting-Point-Img.webp\" class=\"attachment-large size-large wp-image-6006\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Financial-Starting-Point-Img.webp 482w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Financial-Starting-Point-Img-297x300.webp 297w\" sizes=\"(max-width: 482px) 100vw, 482px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30c7832 elementor-widget__width-initial financial-text-main elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"30c7832\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Essayez mon <a href=\"https:\/\/email.modestmillionaires.com\/financial-compass-en\" target=\"_blank\" rel=\"noopener\" data-fpl-component=\"primitive\">outil de boussole financi\u00e8re<\/a> : une auto-\u00e9valuation simple et structur\u00e9e pour vous aider \u00e0 :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b34d06 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1b34d06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><circle cx=\"11\" cy=\"11\" r=\"11\" fill=\"#3C73A8\"><\/circle><g clip-path=\"url(#clip0_322_2922)\"><path d=\"M12.7324 7.19507C12.935 6.99928 13.2618 7.00359 13.4629 7.198L16.998 10.6433H16.999C17.1994 10.8401 17.1995 11.1604 16.999 11.3572H16.998L13.4629 14.8025C13.2618 14.9969 12.935 15.0012 12.7324 14.8054C12.5295 14.6092 12.526 14.2873 12.7305 14.0896L15.3828 11.5046H5.36719C5.08373 11.5045 4.84961 11.2819 4.84961 10.9998C4.84983 10.7178 5.08386 10.496 5.36719 10.4958H15.3828L12.7305 7.90991C12.5262 7.71223 12.5297 7.39119 12.7324 7.19507Z\" fill=\"#F3FCF9\" stroke=\"#F3FCF9\" stroke-width=\"0.2\"><\/path><\/g><defs><clipPath id=\"clip0_322_2922\"><rect width=\"13.5385\" height=\"13.5385\" fill=\"white\" transform=\"translate(4.23047 4.23096)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00c9valuez vos habitudes financi\u00e8res actuelles<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><circle cx=\"11\" cy=\"11\" r=\"11\" fill=\"#3C73A8\"><\/circle><g clip-path=\"url(#clip0_322_2922)\"><path d=\"M12.7324 7.19507C12.935 6.99928 13.2618 7.00359 13.4629 7.198L16.998 10.6433H16.999C17.1994 10.8401 17.1995 11.1604 16.999 11.3572H16.998L13.4629 14.8025C13.2618 14.9969 12.935 15.0012 12.7324 14.8054C12.5295 14.6092 12.526 14.2873 12.7305 14.0896L15.3828 11.5046H5.36719C5.08373 11.5045 4.84961 11.2819 4.84961 10.9998C4.84983 10.7178 5.08386 10.496 5.36719 10.4958H15.3828L12.7305 7.90991C12.5262 7.71223 12.5297 7.39119 12.7324 7.19507Z\" fill=\"#F3FCF9\" stroke=\"#F3FCF9\" stroke-width=\"0.2\"><\/path><\/g><defs><clipPath id=\"clip0_322_2922\"><rect width=\"13.5385\" height=\"13.5385\" fill=\"white\" transform=\"translate(4.23047 4.23096)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Identifiez vos forces et vos axes de croissance<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/Passez%20\u00e0%20des%20\u00e9tapes%20durables%20sur%20votre%20chemin%20vers%20l&#039;ind\u00e9pendance%20financi\u00e8re\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\"><circle cx=\"11\" cy=\"11\" r=\"11\" fill=\"#3C73A8\"><\/circle><g clip-path=\"url(#clip0_322_2922)\"><path d=\"M12.7324 7.19507C12.935 6.99928 13.2618 7.00359 13.4629 7.198L16.998 10.6433H16.999C17.1994 10.8401 17.1995 11.1604 16.999 11.3572H16.998L13.4629 14.8025C13.2618 14.9969 12.935 15.0012 12.7324 14.8054C12.5295 14.6092 12.526 14.2873 12.7305 14.0896L15.3828 11.5046H5.36719C5.08373 11.5045 4.84961 11.2819 4.84961 10.9998C4.84983 10.7178 5.08386 10.496 5.36719 10.4958H15.3828L12.7305 7.90991C12.5262 7.71223 12.5297 7.39119 12.7324 7.19507Z\" fill=\"#F3FCF9\" stroke=\"#F3FCF9\" stroke-width=\"0.2\"><\/path><\/g><defs><clipPath id=\"clip0_322_2922\"><rect width=\"13.5385\" height=\"13.5385\" fill=\"white\" transform=\"translate(4.23047 4.23096)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Passez \u00e0 des \u00e9tapes durables sur votre chemin vers l'ind\u00e9pendance financi\u00e8re<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3afa6f7 elementor-widget elementor-widget-html\" data-id=\"3afa6f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"_form_26\"><\/div><script src=\"https:\/\/mdorionservices.activehosted.com\/f\/embed.php?id=26\" charset=\"utf-8\"><\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5288941 e-flex e-con-boxed e-con e-parent\" data-id=\"5288941\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47f760a elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"47f760a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pr\u00eat \u00e0 vous brancher?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5b67fa elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"c5b67fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Si vous avez besoin de plus de soutien ou souhaitez donner un \u00e9lan \u00e0 votre propre parcours, je vous propose :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81ba920 elementor-widget__width-inherit elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"81ba920\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d2cb07 elementor-widget__width-initial steps-icon-boxes elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"7d2cb07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"75\" height=\"74\" viewBox=\"0 0 75 74\" fill=\"none\"><g clip-path=\"url(#clip0_253_907)\"><path d=\"M7.22727 0C3.52947 0 0.5 3.02947 0.5 6.72727V16.8182H3.86364H71.1364V50.4545C71.1364 52.3471 69.6653 53.8182 67.7727 53.8182H42.5192C42.5348 53.5305 42.5455 53.2424 42.5455 52.9543C42.5455 46.8232 39.0319 41.3247 33.6831 38.6687C35.0154 37.0677 35.8182 35.0126 35.8182 32.779C35.8182 27.6985 31.6609 23.5455 26.578 23.5455C21.4952 23.5455 17.3346 27.6985 17.3346 32.779C17.3346 35.0126 18.1399 37.0677 19.473 38.6687C14.1245 41.3252 10.6073 46.8232 10.6073 52.9543C10.6073 53.2426 10.6176 53.5306 10.6336 53.8182H7.22727C5.33473 53.8182 3.86364 52.3471 3.86364 50.4545V20.1818H0.5V50.4545C0.5 54.1524 3.52947 57.1818 7.22727 57.1818H67.7727C71.4705 57.1818 74.5 54.1524 74.5 50.4545V6.72727C74.5 3.02947 71.4705 0 67.7727 0H7.22727ZM7.22727 3.36364H67.7727C69.6653 3.36364 71.1364 4.83473 71.1364 6.72727V13.4545H3.86364V6.72727C3.86364 4.83473 5.33473 3.36364 7.22727 3.36364ZM26.578 26.9091C29.8449 26.9091 32.4545 29.5182 32.4545 32.779C32.4545 36.0399 29.8449 38.649 26.578 38.649C23.3112 38.649 20.6982 36.0399 20.6982 32.779C20.6982 29.5182 23.3112 26.9091 26.578 26.9091ZM22.4819 41.0502C23.7185 41.6659 25.1093 42.0126 26.578 42.0126C28.0468 42.0126 29.438 41.6659 30.6742 41.0502C35.7464 42.7881 39.1818 47.5466 39.1818 52.9543C39.1818 53.2427 39.1691 53.5305 39.149 53.8182H14.0038C13.9838 53.5306 13.971 53.2429 13.971 52.9543C13.971 47.5455 17.4092 42.7874 22.4819 41.0502Z\" fill=\"#3C73A8\"><\/path><path d=\"M17.3182 60.5454C14.2036 60.5454 11.5683 62.7014 10.8143 65.5909H0.5V68.9545H10.8143C11.5683 71.8439 14.2036 74 17.3182 74C20.4337 74 23.0756 71.8452 23.8287 68.9545H74.5V65.5909H23.8287C23.0756 62.7001 20.4337 60.5454 17.3182 60.5454ZM17.3182 63.909C19.1958 63.909 20.6818 65.3951 20.6818 67.2727C20.6818 69.1503 19.1958 70.6363 17.3182 70.6363C15.4406 70.6363 13.9545 69.1503 13.9545 67.2727C13.9545 65.3951 15.4406 63.909 17.3182 63.909Z\" fill=\"#3C73A8\"><\/path><path d=\"M50.0906 23.7556C49.8344 23.6131 49.5454 23.54 49.2523 23.5436C48.9592 23.5472 48.6721 23.6273 48.4195 23.776C48.1669 23.9247 47.9575 24.1368 47.8122 24.3914C47.6668 24.646 47.5905 24.9341 47.5908 25.2272V42.0454C47.5905 42.3385 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transform=\"translate(0.5)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCoaching individuel\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAccompagnement personnalis\u00e9 pour clarifier vos objectifs, organiser vos finances et cr\u00e9er votre feuille de route vers l'ind\u00e9pendance financi\u00e8re.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1be04ab elementor-widget__width-initial steps-icon-boxes elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1be04ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\" fill=\"none\"><path d=\"M7.46589 43.7333H11.0392C10.5811 45.0097 10.5435 46.3991 10.932 47.6983C11.3205 48.9975 12.1146 50.1383 13.1982 50.9536C11.4951 51.7048 10.0468 52.9343 9.02921 54.4929C8.01162 56.0514 7.46852 57.872 7.46589 59.7333V61.8667C7.46589 62.4325 7.69065 62.9751 8.09072 63.3752C8.4908 63.7752 9.03342 64 9.59922 64H54.3992C54.965 64 55.5076 63.7752 55.9077 63.3752C56.3078 62.9751 56.5326 62.4325 56.5326 61.8667V59.7333C56.5376 57.8704 55.9979 56.0467 54.9798 54.4865C53.9617 52.9264 52.5097 51.698 50.8024 50.9525C51.8852 50.1369 52.6787 48.9962 53.0668 47.6972C53.4548 46.3983 53.4171 45.0093 52.9592 43.7333H56.5326C57.6641 43.7333 58.7494 43.2838 59.5495 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>\n\t\t\t\t\t\t\t\u00c9v\u00e9nements de groupe\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tD\u00e9jeuners mensuels MM o\u00f9 nous r\u00e9fl\u00e9chissons, partageons des strat\u00e9gies et c\u00e9l\u00e9brons les progr\u00e8s.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b9ffe5 elementor-widget__width-initial steps-icon-boxes elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2b9ffe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg 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36.315 30.133 35.1124 30.0078C35.2341 29.46 35.4549 29.0165 35.7648 28.5684C36.1182 28.0571 36.6137 27.5486 37.1496 27.0117C40.9704 30.9221 40.9632 37.1866 37.0753 41.0742C33.1593 44.99 26.8034 44.9743 22.9186 41.0742C19.0613 37.2017 19.0134 30.9316 22.8463 27.0098ZM26.9988 32H29.9989H32.999V35C32.999 35.5713 32.5508 35.9961 32.0029 35.9961H27.995C27.4236 35.9961 26.9993 35.541 26.9988 35C26.9988 33.9951 26.9988 33.0093 26.9988 32ZM45.9741 35H47.9995V59.9883H41.9993V44.5995C44.4226 41.8513 45.7606 38.4421 45.9741 35ZM29.0067 37.998H30.9951V39.002C30.9951 39.5733 30.5468 39.998 30.0009 39.998C29.4315 39.998 29.0071 39.543 29.0067 39.002C29.0067 38.3773 29.0067 38.1836 29.0067 37.998ZM17.8462 44.4023C18.1132 44.7128 18.3795 45.0243 18.6743 45.3184C18.9715 45.6147 19.2845 45.8841 19.5982 46.1523L9.2248 59.1133C8.22065 60.3445 6.17554 60.2418 4.96685 59.0332C3.75607 57.8225 3.64671 55.7678 4.88484 54.7656L17.8462 44.4023ZM35.5831 49L35.9991 48.8437V59.9883H29.9989V50.0071C31.8934 50.0077 33.7856 49.667 35.5831 49Z\" fill=\"#3C73A8\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCourriels hebdomadaires de responsabilisation\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tR\u00e9flexions, suggestions et outils pratiques pour soutenir votre croissance financi\u00e8re et personnelle.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8976b10 elementor-align-center elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"8976b10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/calendly.com\/modservices\/introduction-call?month=2025-07\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><path d=\"M15.8406 8.10937L11.1656 3.39687C10.95 3.18125 10.6 3.17812 10.3844 3.39375C10.1687 3.60937 10.1656 3.95937 10.3813 4.175L14.1219 7.94687H0.553125C0.246875 7.94687 0 8.19375 0 8.5C0 8.80625 0.246875 9.05312 0.553125 9.05312H14.1219L10.3813 12.825C10.1656 13.0406 10.1687 13.3906 10.3844 13.6062C10.6 13.8219 10.95 13.8187 11.1656 13.6031L15.8406 8.89062C16.0531 8.675 16.0531 8.325 15.8406 8.10937Z\" fill=\"#F3FCF9\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">R\u00e9servez un appel d\u00e9couverte gratuit<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfb8633 elementor-align-center elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"cfb8633\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/modestmillionaires.com\/fr\/community\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><path d=\"M15.8406 8.10919L11.1656 3.39669C10.95 3.18106 10.6 3.17794 10.3844 3.39356C10.1687 3.60919 10.1656 3.95919 10.3813 4.17481L14.1219 7.94669H0.553125C0.246875 7.94669 0 8.19356 0 8.49981C0 8.80606 0.246875 9.05294 0.553125 9.05294H14.1219L10.3813 12.8248C10.1656 13.0404 10.1687 13.3904 10.3844 13.6061C10.6 13.8217 10.95 13.8186 11.1656 13.6029L15.8406 8.89044C16.0531 8.67481 16.0531 8.32481 15.8406 8.10919Z\" fill=\"#1C3C4C\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Joignez-vous au prochain d\u00eener MM<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d25364 elementor-align-center elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"0d25364\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/email.modestmillionaires.com\/newsletter\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><path d=\"M15.8406 8.10937L11.1656 3.39687C10.95 3.18125 10.6 3.17812 10.3844 3.39375C10.1687 3.60937 10.1656 3.95937 10.3813 4.175L14.1219 7.94687H0.553125C0.246875 7.94687 0 8.19375 0 8.5C0 8.80625 0.246875 9.05312 0.553125 9.05312H14.1219L10.3813 12.825C10.1656 13.0406 10.1687 13.3906 10.3844 13.6062C10.6 13.8219 10.95 13.8187 11.1656 13.6031L15.8406 8.89062C16.0531 8.675 16.0531 8.325 15.8406 8.10937Z\" fill=\"#F3FCF9\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Abonnez-vous \u00e0 l'infolettre<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc513a4 e-flex e-con-boxed e-con e-parent\" data-id=\"dc513a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ee52df8 e-con-full e-flex e-con e-child\" data-id=\"ee52df8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fda3759 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"fda3759\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Merci d'\u00eatre ici<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a5aaef elementor-widget__width-initial elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"6a5aaef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"596\" height=\"496\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-7.png\" class=\"attachment-large size-large wp-image-6003\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-7.png 596w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-7-300x250.png 300w\" sizes=\"(max-width: 596px) 100vw, 596px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-576da38 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"576da38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div> <\/div><p>Modest Millionaires est fond\u00e9 sur la conviction que nous pouvons atteindre l&rsquo;ind\u00e9pendance financi\u00e8re gr\u00e2ce \u00e0 la simplicit\u00e9 \u2014 et que la communaut\u00e9, la r\u00e9flexion et la strat\u00e9gie font toute la diff\u00e9rence.<br><br><\/p><p>Que vous restiez pour un seul article de blogue ou que vous nous rejoigniez \u00e0 long terme, je suis tr\u00e8s heureux de vous avoir dans cet espace.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fb826a elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"6fb826a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u2014 Mel<br>Blogueur, conf\u00e9rencier et coach financier<br><a href=\"https:\/\/www.modestmillionaires.com\/fr\/\" target=\"_blank\" rel=\"noopener\">ModestMillionaires.com<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73b24e9 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"73b24e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecdd07e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"ecdd07e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"596\" height=\"496\" src=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-7.png\" class=\"attachment-large size-large wp-image-6003\" alt=\"\" srcset=\"https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-7.png 596w, https:\/\/modestmillionaires.com\/wp-content\/uploads\/2025\/07\/Group-4893-7-300x250.png 300w\" sizes=\"(max-width: 596px) 100vw, 596px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Commencez ici : trouvez votre chemin vers une vie financi\u00e8re qui vous convient Que vous veniez de d\u00e9couvrir l&rsquo;ind\u00e9pendance financi\u00e8re ou que vous suiviez vos d\u00e9penses depuis des ann\u00e9es, ce blogue a \u00e9t\u00e9 cr\u00e9\u00e9 pour vous aider \u00e0 b\u00e2tir une vie financi\u00e8re align\u00e9e, spacieuse et durable. Rencontrez Mel et le parcours derri\u00e8re le blogue Je [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5996","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/pages\/5996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/comments?post=5996"}],"version-history":[{"count":1,"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/pages\/5996\/revisions"}],"predecessor-version":[{"id":6007,"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/pages\/5996\/revisions\/6007"}],"wp:attachment":[{"href":"https:\/\/modestmillionaires.com\/fr\/wp-json\/wp\/v2\/media?parent=5996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}