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Privacy Policy

Last updated: May 2025

Modest Millionaires (“we”, “us”, or “our”) respects your privacy and is committed to protecting the personal information you share with us. This policy outlines how we collect, use, and safeguard your information, in accordance with Quebec’s Law 25 and Canadian privacy standards.

1. Who We Are

Modest Millionaires is a financial education and coaching business based in Quebec, Canada. We offer content, coaching, and online resources to help individuals and families align their finances with their ideal life.

2. What Information We Collect

We collect personal information in the following ways:

a) Information you provide voluntarily:

  • When you sign up for our newsletter
  • When you download a free resource
  • When you fill out a contact or coaching inquiry form
  • When you enroll in coaching or other services

This may include your:

  • Name
  • Email address
  • Information you provide in message fields or intake forms

b) Information collected automatically:

We use tools like Google Analytics and cookies to understand how visitors interact with our website. This includes:

  • IP address
  • Browser type and language
  • Pages visited
  • Referring websites
  • Time spent on site

This information is anonymous and used only to improve the user experience.

3. How We Use Your Information

We use your information to:

  • Deliver the services, resources, or communications you request
  • Send you newsletters, updates, and occasional promotional emails (you can unsubscribe anytime)
  • Improve our website and services through traffic analysis
  • Respond to your inquiries or comments

We never sell or rent your personal information.

4. Cookies & Analytics

Our website uses cookies and third-party tools (such as Google Analytics) to collect usage data. You can disable cookies in your browser settings if you prefer.

5. Email Communication

We use a third-party provider, Active Campaign, to manage our email newsletter. Your name and email address are stored securely on Canadian or U.S.-based servers in accordance with applicable privacy standards and only used for communication from Modest Millionaires. Every email we send includes an unsubscribe link.

6. Who Has Access to Your Data

Only trusted service providers and business tools (e.g., ActiveCampaign, Google Analytics, Stripe) may access your data to provide you with services. These partners are expected to follow strict privacy standards.

7. Your Rights

As a resident of Quebec, you have the right to:

  • Access your personal information
  • Request corrections
  • Withdraw your consent
  • Request deletion of your data (where legally and technically feasible).

To exercise any of these rights, please use our contact form.

8. How We Protect Your Data

We use secure, encrypted tools and limit access to your information. While no system is 100% foolproof, we take privacy seriously and follow best practices to protect your data.

9. Children’s Privacy

Our website and services are not intended for children under 14 years old. We do not knowingly collect personal information from minors.

10. Policy Updates

We may update this Privacy Policy to reflect changes in our practices or legal obligations. The most recent version will always be posted here with the “last updated” date.

11. Contact Us

If you have questions or concerns about your privacy, please reach out using our contact form.