The Challenge of Planning the Transition to FI

I’ve often written about how I try to make the best of the journey to financial independence by integrating my core values and related activities in my present. While all of this sounds lovely and wise, in practice it can get really challenging and even more so when it comes to planning the transition to […]

Practicing our FI Life

Whenever we take time off from work I like to think that we are practicing our FI life. What is our ideal lifestyle if work becomes optional for us? What is the right balance of activities that makes everyone in the family happiest and feeling fulfilled? I know I’m not the only one doing this […]

Surround Yourself With Inspiration

The more you surround yourself with inspiration, the more opportunity you find to make progress with your goals and stay accountable. Inspiration can come in many forms. Essentially it represents examples highlighting how others have accomplished goals you want to achieve or surrounding yourself with people, who, in your eyes, behave in inspiring ways. This […]

Trying to Cope through a Pandemic

When the pandemic started, I initially thought that we would be like frogs in a boiling pot. Slowly getting used to this crisis and finding a new normal, not perceiving the danger of slowly getting cooked.  Looking back 4 months later, I’m not sure if I was right or not. I still feel like there […]

Lowering the Scope

Half of 2020 (and more) has already gone by, and while it may have felt like a decade at times, I’m still having trouble grasping that we are almost in July now.  It has been wild and strange. Yet, on the blog it’s been really quiet, except for the ModestMillionaires is 3 Years Old!  post.  […]

ModestMillionaires is 3 Years Old!

I’m so excited that my little blog is turning 3 years old today! If I would have known how much goodness documenting our journey towards financial independence would bring to my life I would have started it years before.  2019 on the blog: This was, by far, my most consistent year of writing.  In 2017 […]

Gifting myself a break

The holiday stress is real! No matter how much thought I put in being mindful about celebrating Christmas and the new year, and how much I plan to have done things in advance and not rush, the week before the holidays always brings a lot of stress for me. As such, I decided that this […]

Talking openly about my Financial Independence Plan

For the first time, I talked openly with close friends about our plans to have the option to retire in our mid-thirties. I did highlight caveats and defined it as the fact that we are saving enough to technically create our own “retirement fund“ allowing us to be free to do whatever we want to […]

Reach Your Goals When Life Gets Chaotic

Life as a parent is often hectic and the circumstances can make it difficult to stay motivated to reach your goals and financial objectives. Add in work, side-hustles, projects, caring for pets, maintaining our living space and all the rest of these things that need our attention, and it honestly gets barely manageable.  You feel […]

Mindful Holiday Spending

With one kid’s birthday just around the corner, then followed by Halloween, it sounds like this is the perfect time to reflect on ways to plan more mindful holiday spending.  This was one of our spending objectives for 2019 and as we enter the 4th quarter of the year, time to plan ahead to reach […]