Quantifying your dreams to make them happen

Oftentimes, people skip over a very important step in achieving their goals: that of quantifying your dreams to make them happen. They may start first with the tough work of listing out their vision but stop themselves when it comes to adding the details necessary to clarify it further in a measurable way. If we […]

Planning a Sabbatical

Those who have been following my journey know that back in late 2020, I decided to plan a 1 year sabbatical to test Coast FI. It took months of deliberate planning in order to get to a place where I felt comfortable with this drastic change in our journey. Afterall, Mr.Mod and I were only […]

3 Financial Habits to Stick to When Your Time is Limited

Throughout my journey towards financial independence, I’ve made a deliberate effort to stick to good financial habits. Nonetheless, like it happens to everyone, there have been periods in my life when my time was more limited and I simply couldn’t keep up with it all.  As I work with my coaching clients over a four […]

Eight months of my sabbatical to test Coast FI

Back in the Fall of 2020, I made the decision to take a sabbatical to test out Coast FI starting at the end of January 2021. The plan is to try out my ideal FI schedule now, which includes 10 to 20 hours of passion work, even though we have not reached our full FI […]

Keeping deprivation away on the Journey to FI

You’ll often hear people claim that they have never felt deprivation on the journey to financial independence (FI). Especially from those aiming for financial independence, retire early (FIRE) because the extreme versions of it are what is more often portrayed by the media. I myself have often written about our continuous efforts to enjoy the […]

Second & Third Months of my Sabbatical to test Coast FI

Back in the Fall of 2020, I made the decision to take a sabbatical to test out Coast FI starting at the end of January 2021. The plan is to try out my ideal FI schedule now, which includes 10 to 20 hours of passion work, even though we have not reached our full FI […]

First Month of my Sabbatical to test Coast FI

Back in the Fall of 2020, I made the decision that I would be taking a sabbatical to test out Coast FI starting at the end of January 2021. The plan is to try out my ideal FI schedule now, which includes 10 to 20 hours of passion work, even though we have not reached […]

Simple ways to stick to good money habits

Ever find yourself with a great plan to pay down debt or increase your savings but after a good couple of weeks of making progress, your old habits kick in and you start sabotaging yourself? Pursuing any financial goals requires good money habits and the discipline to keep up with these consistently through time.  Even […]

Taking a Sabbatical to test Coast FI

I’ve got some big news. As those on my newsletter found out last week, I will be taking a 1 year sabbatical to test Coast FI.  After a rough September of juggling working full-time in my day job, uncertainty with our oldest’s school with the pandemic, a strike in our youngest’s daycare system and various […]

The Challenge of Planning the Transition to FI

I’ve often written about how I try to make the best of the journey to financial independence by integrating my core values and related activities in my present. While all of this sounds lovely and wise, in practice it can get really challenging and even more so when it comes to planning the transition to […]