Quantifying your dreams to make them happen
Oftentimes, people skip over a very important step in achieving their goals: that of quantifying your dreams to make them happen. They may start first with the tough work of listing out their vision but stop themselves when it comes to adding the details necessary to clarify it further in a measurable way. If we […]
3 Financial Habits to Stick to When Your Time is Limited
Throughout my journey towards financial independence, I’ve made a deliberate effort to stick to good financial habits. Nonetheless, like it happens to everyone, there have been periods in my life when my time was more limited and I simply couldn’t keep up with it all. As I work with my coaching clients over a four […]
Keeping deprivation away on the Journey to FI
You’ll often hear people claim that they have never felt deprivation on the journey to financial independence (FI). Especially from those aiming for financial independence, retire early (FIRE) because the extreme versions of it are what is more often portrayed by the media. I myself have often written about our continuous efforts to enjoy the […]
A Positive Approach to Your Finances
What type of emotions come up when you think about your finances? Money might seem like a pretty straightforward mathematical thing, yet money is such an emotional subject. In fact, money is the number one cause of stress for most Canadians, especially so after over a year of living in crisis mode. If you’ve experienced […]
Simple ways to stick to good money habits
Ever find yourself with a great plan to pay down debt or increase your savings but after a good couple of weeks of making progress, your old habits kick in and you start sabotaging yourself? Pursuing any financial goals requires good money habits and the discipline to keep up with these consistently through time. Even […]
A Simple Bare-Bones Budget
In the uncertainty of the current times, I’ve been so grateful that we have been tracking our expenses so diligently since at least 2014. Thanks to this habit, we have a pretty good idea of a simple bare-bones budget that we could implement by reducing certain expenses that we consider as discretionary expenses should we […]
Mid-2019 Spending & Investments Review
With June already a full month behind us, it’s the perfect time for a mid-year review of the Modest Millionaires family progress in terms of spending and investments for 2019. Overview of our objectives for 2019 spending For 2019, in our 2018 spending & investment review we set a target level of annual spending of […]
2018 Spending & Investments Review
The past year was quite busy for our little family, as briefly described in our last article celebrating 2 years of blogging on ModestMillionaires. Let’s get into the financial side of 2018 with a detailed review of our spending and investments for that year. Overview of our spending This year we also celebrated the first […]
ModestMillionaires is 2 Years Old!
That’s right! It has already been two years that I write (at an admittedly sporadic rhythm) to document our journey towards financial independence. While I don’t write nearly as much as I would like, I am very happy to maintain this blog and continue to pursue our trajectory towards financial independence. 2018 on the blog: […]
Mission : Reduce our Grocery Spending
Frugality is similar to mindfulness, you can easily lose it for a while especially with the busy way we live today, but fortunately, it’s always possible to regain your sense of frugality by bringing your attention to the appropriate things in your life. In our case, our grocery spending has been steadily increasing since 2014 […]
