A Simple Bare-Bones Budget
In the uncertainty of the current times, I’ve been so grateful that we have been tracking our expenses so diligently since at least 2014. Thanks to this habit, we have a pretty good idea of a simple bare-bones budget that we could implement by reducing certain expenses that we consider as discretionary expenses should we […]
Trying to Cope through a Pandemic
When the pandemic started, I initially thought that we would be like frogs in a boiling pot. Slowly getting used to this crisis and finding a new normal, not perceiving the danger of slowly getting cooked. Looking back 4 months later, I’m not sure if I was right or not. I still feel like there […]
ModestMillionaires is 3 Years Old!
I’m so excited that my little blog is turning 3 years old today! If I would have known how much goodness documenting our journey towards financial independence would bring to my life I would have started it years before. 2019 on the blog: This was, by far, my most consistent year of writing. In 2017 […]
Reach Your Goals When Life Gets Chaotic
Life as a parent is often hectic and the circumstances can make it difficult to stay motivated to reach your goals and financial objectives. Add in work, side-hustles, projects, caring for pets, maintaining our living space and all the rest of these things that need our attention, and it honestly gets barely manageable. You feel […]
Planning : A Helpful Tool to Reach your Goals
Life as a parent is often hectic, busy and messy yet filled with love. In such circumstances, it can easily get difficult to stay motivated to reach your goals. It seems there is always something to do, a subject to be researched, a toy to be found, a snack to be prepared, and quite honestly, […]
Mid-2019 Spending & Investments Review
With June already a full month behind us, it’s the perfect time for a mid-year review of the Modest Millionaires family progress in terms of spending and investments for 2019. Overview of our objectives for 2019 spending For 2019, in our 2018 spending & investment review we set a target level of annual spending of […]
2018 Spending & Investments Review
The past year was quite busy for our little family, as briefly described in our last article celebrating 2 years of blogging on ModestMillionaires. Let’s get into the financial side of 2018 with a detailed review of our spending and investments for that year. Overview of our spending This year we also celebrated the first […]
ModestMillionaires is 2 Years Old!
That’s right! It has already been two years that I write (at an admittedly sporadic rhythm) to document our journey towards financial independence. While I don’t write nearly as much as I would like, I am very happy to maintain this blog and continue to pursue our trajectory towards financial independence. 2018 on the blog: […]
Mission : Reduce our Grocery Spending
Frugality is similar to mindfulness, you can easily lose it for a while especially with the busy way we live today, but fortunately, it’s always possible to regain your sense of frugality by bringing your attention to the appropriate things in your life. In our case, our grocery spending has been steadily increasing since 2014 […]
Why Ms Mod Started a Side Hustle
Another great way to assure the success of your path to financial independence is to start a side hustle in order to grow your revenue and increase your savings rate. As mentioned in our 2017 spending review, the year 2017 was quite busy since Ms Mod launched a small side business. Indeed, I decided to […]
