My First FinCon Experience : Thoughts and Emotions, So Many Emotions!

A little less than a year ago, I did a crazy thing. I bought a ticket to go to FinCon19 without any idea if I could or would attend. You see, I had just recently started interacting with the personal finance community on twitter and FinCon18 was going down and seemed amazing. I watched on […]

Planning : A Helpful Tool to Reach your Goals

Life as a parent is often hectic, busy and messy yet filled with love. In such circumstances, it can easily get difficult to stay motivated to reach your goals. It seems there is always something to do, a subject to be researched, a toy to be found, a snack to be prepared, and quite honestly, […]

Mid-2019 Spending & Investments Review

With June already a full month behind us, it’s the perfect time for a mid-year review of the Modest Millionaires family progress in terms of spending and investments for 2019. Overview of our objectives for 2019 spending For 2019, in our 2018 spending & investment review we set a target level of annual spending of […]

2018 Spending & Investments Review

The past year was quite busy for our little family, as briefly described in our last article celebrating 2 years of blogging on ModestMillionaires. Let’s get into the financial side of 2018 with a detailed review of our spending and investments for that year. Overview of our spending This year we also celebrated the first […]

ModestMillionaires is 2 Years Old!

That’s right! It has already been two years that I write (at an admittedly sporadic rhythm) to document our journey towards financial independence. While I don’t write nearly as much as I would like, I am very happy to maintain this blog and continue to pursue our trajectory towards financial independence.   2018 on the blog: […]

Mission : Reduce our Grocery Spending

Frugality is similar to mindfulness, you can easily lose it for a while especially with the busy way we live today, but fortunately, it’s always possible to regain your sense of frugality by bringing your attention to the appropriate things in your life. In our case, our grocery spending has been steadily increasing since 2014 […]

Why Ms Mod Started a Side Hustle

Another great way to assure the success of your path to financial independence is to start a side hustle in order to grow your revenue and increase your savings rate. As mentioned in our 2017 spending review, the year 2017 was quite busy since Ms Mod launched a small side business. Indeed, I decided to […]

2017 Spending & Investments Review and ModestMillionnaires is One Year Old!

Despite the lack of new posts since last Fall, we want to reassure you that the Modest Millionaires family is still on the road to reach their financial independence and that we have not abandoned the idea of maintaining this blog to document this journey. Now that the (very busy) 2017 year is a thing of […]

Why we Paid off our Mortgage Quickly

A recurring debate in the personal finance world is the choice between paying off a mortgage vs investing in the market. The Modests Millionaires are of the point of view that, statistically speaking, investing in the market is financially more beneficial in the long run. However many psychological benefits of paying off your mortgage quickly convinced […]